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  1. #1
    WINNERS Copper Member
    Join Date
    Jun 2006
    Posts
    38
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    0

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    Hiya,

    I currently have a claim ongoing for both myself and my mum, and as i un derstand the banks may close down the account and even put a "default" against our names. My mum is worried because she has to renew her mortgage soon and is wondering how a default will affect her.

    Thanks
    Audrey

  2. #2
    WINNERS Ivory Member
    Join Date
    Jun 2006
    Location
    Paisley Scotland
    Posts
    146
    Rep Power
    8

    Default

    why would the back put a default against you can they do this ??
    1/8/06 RBS claim filed at Sheriff Court £160
    22/8/06 Full amount refunded (well done me) again!!

    14/7/06 A&L Claim filed at Sheriff Court for £595.80
    5/8/06 A&L settled in full (well done me)!!

    30/06/06 DPA request handed into Abbey (Son's A/c)
    12/9/06 LBA received by Abbey (Son's A/c)
    28/9/06 Small claims raised in court Abbey (Son's A/c)
    9/11/06 Abbey (Son's A/C) settled on eve of hearing date for full amount of £453.09 inclusive of court costs

  3. #3
    VIP Donator Pearl Member
    Join Date
    Apr 2006
    Location
    Edinburgh
    Posts
    898
    Rep Power
    16

    Default

    Hiya oddrae, It is possible for the bank to close your account and it is advised to have a back up account, just incase.

    I cant see how they can issue a default against you for asking for the charges back.

    PM me with the details if you want to? I'll see if I can give you some help
    It's been a pleasure to be of help in your battle against these unfair charges. If you feel able to donate to our group, any contribution would be gratefully received.
    Advice and opinions of Jamboray are offered informally, without prejudice and without liability.
    Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

    www.penaltycharges.co.uk/support_us.php

 

 

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