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    nothing much mate off sick from work the now though, first time in 9.5 years gutted at first enjoying the break now though, been off for a month and a half cause me being me went and snapped my anterior cruciate ligament and a second degree strain of the medial ligaments in my knee lol it was fun........NOT !! just refused op on the cruciate as it doesn't repair itself and working on muscles around the knee, op would have meant 9 months rehab. so hopeing that it'll be enough just to build muscles up. Thanks for getting back and as i said i hope your all well. Take care
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    Hey there Stephen, hope you and family are all well - making a comeback so you better run to the
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    yer still a bawbag !!! lol
    how's yer teachin goin? all good i hope had a chat with Nat the other nite, hope all get's sorted out to your benefit m8 TC
  4. View Conversation
    Very busy-hubby has been away,kids changed schools etc. Like the new site-been having a read.Looking forward to the court judgement-hopefully not long now,eh?
  5. View Conversation
    Het Stephen,How are you?Popped by to say Hi and catch up-FLOSSY x
  6. View Conversation
    I hope you can help. I was contacted by a company to reclaim my mortgage PPI. The company had more knowledge about my PPI than I did as they said the information was passed to them from the courts, as mortgage lenders etc are not contacting people they miss sold to as that would be bad publicity (which sounds feasible). It also rang true when they went through my details
    I just wondered if these companies are valid, or if you have head anything negative they are called CRL Consultants.

    Thank you with all your help/advice,


    Also you are 45 away from your taget of 100.... what is the 100 for is it a charity??
  7. View Conversation
    hello again!
    heres link to that thread on CAG
  8. hi people please post on the forums,
  9. View Conversation
    Hi stephen wanted to post a new thread about a PCN for being in a bus lane, said i had insufficient privileges. Thanks
  10. View Conversation
    Hi Stephen, new to this and have starded a new thread "I think"? Anyway it is asking about not receiving this years council tax bill and then they apply a 10% penalty chrge on and now while trying to discuss this with them they also add court expenses? Can they do this?
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About stephen1976

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May 3, 1976 (42)
About stephen1976
Law teacher Post 16 and Legal adviser


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Advice & opinions of stephen1976, are offered informally, without prejudice & without liability.
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