Welcome to the Penalty Charges Forum.
Forum for the proposed Class / Group Action should the OFT say No! ---- Want to join in on the fight here is your chance.
PLEASE CAN ALL MEMBERS READ THE FORUM RULES BEFORE POSTING (THANK YOU)
PLEASE READ this section before asking a question? If the answer is not here then ask.
CONTINUALLY UPDATED
A place for new member to introduce themselves.
Contains anything that is generic across all sections
Want to know what is happening with claim's for bank charges, then look no further.
We have made the following:
A new guide (brief over view of events to date and future plan).
Q and A section.
And we have outlined the Legal arguments so you can see what we are planning.
Here are all the new templates you will need, POC to be uploaded within 10 day's Please note if your own or work for a CMC you are forbidden to use these templates in any shape or form, should you do so we will take legal action.
Information on cost and who can make Representation, preparing for court, and documents (England and wales only)
Please can people upload the T&C for your bank if you have T&C's dating back a few years please add these as well. This will help others in their claims
Banks also have also received our money from the government to keep. why? because they say they need it! yes they do! to pay themselves a nice bonus
This section is for any Press Article or any Press Release
A place members can offer there skills to help us
What did the banks do to scare you off or delay your claim. Please tell your stories here.
Members Settlements.
A forum for all consumers involved with the potential test case. (Access is by permission only)
The verdict will be posted as soon as possible
Here members can chat in general about the test case.
VIP Donators, Your forum just a little "Thank You" from us
PLEASE if you want to talk about a BANK, USE the correct forum. PLEASE start your OWN thread for a new topic and DO NOT HIJACK an existing member's thread. THANK YOU
The place to share tips on Stopping smoking or any other bad habits (well within reason).
These are companies who take a fee for getting your money back.
Read about how they work, and what you should have been advised.
Read here you might have a claim against them.
We guarantee that all of our clients keep 100% compensation and our 'no win, no fee' policy means all your legal fees will be claimed from the other side.
Consumer Centre Guide.
Useful cases and statutes.
Useful cases and statutes.
Got a parking or speeding ticket? Been clamped? Discuss it here.
We do not condone “deliberately” breaking driving regulations or being bad mannered to the authorities.
Discussion and support around general debt problems.
Notices of correction, Information on defaults and CCJs, How to challenge defaults - what can and can't be done
Discuss anything to do with bailiffs and their practices here.
For issues with catalogues and other mail order shopping.
Please use this section to discuss all issues relating to credit agreements and their enforceability.
Having problems with debt collectors? Post here for support and advice.
Having a problem with a holiday company?
For discussion of all general insurance issues.
Discuss experiences and problems as landlord or tenant.
Discussion on mortgages and endowments and any claims relating to them.
Covering both landlines and mobile phones.
Gas, electricity and water suppliers.
For anything not covered in the other forums!
Guides.
Your stories, whether they are good or bad, we hope you will find helpful advice and share your experiences with others who have faced unfair Bank charges.
If you are on benefits and the banks have taken these from you disscuss here
Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges
Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others
Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others
Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges
Your stories, whether they are good or bad, we hope you will find helpful advice and share your experiences with others who have faced, unfair bank charges.
PLEASE READ this section before asking a question? If the answer is not here then ask.
CONTINUALLY UPDATED
Claims against banks in Scotland>/font>
Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges.
Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges
Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others
A forum to find answer to the most common questions.
Offshore Personal Banking.
Offshore Business Banking.
The Application of Community law
Other countries who have had bank charges, i.e. America, Australia other European countries
Links to other Organisations & sites that can offer help. Please contact any Admin if you want to add an entry.
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Penalty Charges Forum StatisticsWelcome to our newest member, scott@mccabes.biz
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