Penalty Charges Forum

Welcome to the Penalty Charges Forum.

  1. Forum RULES, FAQs & New Member Introductions Last Post

    Please can ALL MEMBERS read the Forum RULES before posting (THANK YOU)

    Includes: FAQ's & New Member Introductions

    1. Forum RULES

      PLEASE CAN ALL MEMBERS READ THE FORUM RULES BEFORE POSTING (THANK YOU)

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      • Threads: 9
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      Last Post:

      Privacy Policy Go to last post

      by stephen1976

      28-10-2008 07:20 PM

    2. FAQs ===== PLEASE READ THESE!!! =====:Please register to enter

      PLEASE READ this section before asking a question? If the answer is not here then ask.
      CONTINUALLY UPDATED

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      • Threads: 48
      • Posts: 499

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    3. Introduction Forum

      A place for new member to introduce themselves.

      Sub-Forums:

      1. How did you find this site

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      Forum Statistics:

      • Threads: 581
      • Posts: 3,970

      Last Post:

  2. Employment Law Forum Last Post

    1. Employment Law General Forum

      (5 Viewing)

      Sub-Forums:

      1. Pay, Benefits and Tax
      2. Discipline, Grievances & right to be accompanied
      3. Dismissal
      4. Discrimination
      5. Business Transfers and TUPE

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      • Threads: 3
      • Posts: 5

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      Private

  3. Crime Law Centre Last Post

    For all matters relating to minor criminal issues.

    1. Traffic Offences

      (1 Viewing)

      Got a parking or speeding ticket? Been clamped? Discuss it here.

      We do not condone “deliberately” breaking driving regulations or being bad mannered to the authorities.

      Sub-Forums:

      1. Traffic Forum - NEWS
      2. Adjudications Past and Present
      3. Private Parking

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      Forum Statistics:

      • Threads: 815
      • Posts: 8,494

      Last Post:

      Private

    2. Council Tax

      Sub-Forums:

      1. Council Tax Bailiffs

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      Forum Statistics:

      • Threads: 4
      • Posts: 18

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      Private

  4. Consumer Law Centre Last Post

    For all matters relating to general consumer issues.

    1. Personal Injury (100% compensation)

      We guarantee that all of our clients keep 100% compensation and our 'no win, no fee' policy means all your legal fees will be claimed from the other side.

    2. Claims Management Companies

      These are companies who take a fee for getting your money back.
      Read about how they work, and what you should have been advised.
      Read here you might have a claim against them.

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      • Threads: 7
      • Posts: 36

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    3. Consumer Centre Guide

      Consumer Centre Guide.

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      • Threads: 9
      • Posts: 13

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      Private

    4. Success Stories for Consumer Centre

      Sub-Forums:

      1. Success Stories for - Catalogue Complaints
      2. Success Stories for - Bailiffs
      3. Success Stories for - Debt Collection Agencies
      4. Success Stories for - eBay / PayPal
      5. Success Stories for - Holiday Companies
      6. Success Stories for - Insurance Companies
      7. Success Stories for - Landlords & Tenants
      8. Success Stories for - Mortgages & Endowments
      9. Success Stories for - Telephone Companies
      10. Success Stories for - Traffic Offences
      11. Success Stories for - Utility Suppliers
      12. Success Stories for - Everthing Else

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      • Threads: 17
      • Posts: 44

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      Never

    5. Common Law / Statutes Library

      Useful cases and statutes.

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      • Threads: 6
      • Posts: 6

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      Private

    6. Misrepresentation, Case Law and Statute

      Useful cases and statutes.

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      • Threads: 19
      • Posts: 22

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      Private

    7. General Debt Discussion

      Discussion and support around general debt problems.

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      Forum Statistics:

      • Threads: 565
      • Posts: 5,321

      Last Post:

      Private

    8. Credit Reference Agencies forum

      Notices of correction, Information on defaults and CCJs, How to challenge defaults - what can and can't be done

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      • Threads: 40
      • Posts: 230

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      Private

    9. Bailiffs

      Discuss anything to do with bailiffs and their practices here.

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      Forum Statistics:

      • Threads: 30
      • Posts: 168

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      Private

    10. Catalogue Complaints

      For issues with catalogues and other mail order shopping.

      Forum Actions:

      Forum Statistics:

      • Threads: 421
      • Posts: 5,139

      Last Post:

      Private

    11. Credit Agreements

      Please use this section to discuss all issues relating to credit agreements and their enforceability.

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      Forum Statistics:

      • Threads: 771
      • Posts: 8,301

      Last Post:

      Private

    12. Debt Collection Agencies

      (1 Viewing)

      Having problems with debt collectors? Post here for support and advice.

      Sub-Forums:

      1. 1st Credit
      2. Aktiv Kapital
      3. Allied International Credit
      4. Blair, Oliver & Scott
      5. Cabot Financial
      6. CapQuest
      7. Frederickson International
      8. Hillesden Securities T/A Direct Legal & Collections
      9. Intrum Justitia
      10. Lewis Debt Recovery
      11. Link Financial
      12. Lowell
      13. Mackenzie Hall
      14. Moorcroft
      15. Robinson Way
      16. ScotCall
      17. Wescot
      18. Other DCA's

      Forum Actions:

      Forum Statistics:

      • Threads: 657
      • Posts: 9,926

      Last Post:

      Private

    13. eBay / PayPal

      Forum Actions:

      Forum Statistics:

      • Threads: 60
      • Posts: 563

      Last Post:

      Private

    14. Holiday Companies

      Having a problem with a holiday company?

      Forum Actions:

      Forum Statistics:

      • Threads: 31
      • Posts: 218

      Last Post:

      Private

    15. Insurance Companies

      For discussion of all general insurance issues.

      Forum Actions:

      Forum Statistics:

      • Threads: 76
      • Posts: 478

      Last Post:

      Private

    16. Landlords & Tenants Forum

      Discuss experiences and problems as landlord or tenant.

      Forum Actions:

      Forum Statistics:

      • Threads: 301
      • Posts: 1,920

      Last Post:

      Private

    17. Mortgages & Endowments

      Discussion on mortgages and endowments and any claims relating to them.

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      • Threads: 275
      • Posts: 1,926

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      Private

    18. Telephone Companies

      Covering both landlines and mobile phones.

      Forum Actions:

      Forum Statistics:

      • Threads: 245
      • Posts: 1,821

      Last Post:

      Private

    19. Utility Suppliers

      Gas, electricity and water suppliers.

      Forum Actions:

      Forum Statistics:

      • Threads: 100
      • Posts: 579

      Last Post:

      Private

    20. Everthing Else

      For anything not covered in the other forums!

      Forum Actions:

      Forum Statistics:

      • Threads: 319
      • Posts: 2,451

      Last Post:

      Private

  5. Class Action / Group Litigation Last Post

    Forum for the proposed Class / Group Action should the OFT say No! ---- Want to join in on the fight here is your chance.

    1. Class Action / Group Litigation

      Forum for the proposed Class / Group Action should the OFT say No! ---- Want to join in on the fight here is your chance.

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      Forum Statistics:

      • Threads: 4
      • Posts: 22

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      Private

  6. News Forum & Success Stories Last Post

    News in the Press and Penaltycharges News

    1. Outstanding CCJ'S Against Banks

      Banks also have also received our money from the government to keep. why? because they say they need it! yes they do! to pay themselves a nice bonus

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      Forum Statistics:

      • Threads: 3
      • Posts: 15

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    2. Press News and Announcements

      (1 Viewing)

      This section is for any Press Article or any Press Release

      Sub-Forums:

      1. Penaltycharges.co.uk Press Release

      Forum Actions:

      Forum Statistics:

      • Threads: 1,179
      • Posts: 6,130

      Last Post:

    3. Site Volunteers (have you a skill you can offer)

      A place members can offer there skills to help us

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      Forum Statistics:

      • Threads: 7
      • Posts: 44

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    4. Banks Dirty Tactics

      What did the banks do to scare you off or delay your claim. Please tell your stories here.

      Sub-Forums:

      1. A Word From The Banks

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      Forum Statistics:

      • Threads: 329
      • Posts: 2,266

      Last Post:

    5. Success Stories

      Members Settlements.

      Forum Actions:

      Forum Statistics:

      • Threads: 1,534
      • Posts: 1,588

      Last Post:

  7. General Chat Forum Last Post

    Please use relevent forums for Bank issues

    1. General Chat

      PLEASE if you want to talk about a BANK, USE the correct forum. PLEASE start your OWN thread for a new topic and DO NOT HIJACK an existing member's thread. THANK YOU

      Sub-Forums:

      1. Give Up Smoking Forum
      2. IT Technical Help & How To Guides
      3. WeightLoss Lounge
      4. Suggestions for improvement

      Forum Actions:

      Forum Statistics:

      • Threads: 2,722
      • Posts: 16,913

      Last Post:

    2. DONATIONS

      Do not forget this is a free site run on donations only, so ....... if at any point you can make a donation it will keep it running for you and more members like you.

      Sub-Forums:

      1. Donations Link

      Forum Actions:

      Forum Statistics:

      • Threads: 47
      • Posts: 1,158

      Last Post:

  8. The VIP Forum Last Post

    VIP Donators, Your forum just a little "Thank You" from us

    Includes: The Lounge, And The Funny Stuff, Music Sancturies

    1. VIP area

      (1 Viewing)


      VIP Donators, Your forum just a little "Thank You" from us

      Sub-Forums:

      1. THE LOUNGE
      2. The Music Sanctuaries
      3. And the funny stuff

      Forum Actions:

      Forum Statistics:

      • Threads: 1,666
      • Posts: 36,002

      Last Post:

      Private

  9. Consumer Law Library Last Post

    Please read ALL this section, all letters you need are here.

    1. Master Library

      Contains anything that is generic across all sections

      Sub-Forums:

      1. Channel Islands & IOM Library
      2. Consumer Centre Library
      3. England & Wales Library
      4. Harrassment Library
      5. Northern Ireland Library
      6. PPI Library
      7. Scotland Library
      8. Other Usefull Letters & Templates

      Forum Actions:

      Forum Statistics:

      • Threads: 105
      • Posts: 203

      Last Post:

      Private

    2. The Ultimate NEW Bank Charges Guide for Consumer


      Want to know what is happening with claim's for bank charges, then look no further.
      We have made the following:

      A new guide (brief over view of events to date and future plan).
      Q and A section.
      And we have outlined the Legal arguments so you can see what we are planning.

      Forum Actions:

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      • Threads: 5
      • Posts: 6

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      Private

    3. AMENDED TEMPLATES ACCOUNTING FOR SC JUDGMENT

      Here are all the new templates you will need, POC to be uploaded within 10 day's Please note if your own or work for a CMC you are forbidden to use these templates in any shape or form, should you do so we will take legal action.

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      • Threads: 6
      • Posts: 6

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      Private

    4. County Court Forum

      Information on cost and who can make Representation, preparing for court, and documents (England and wales only)

      Sub-Forums:

      1. Case Law /Common Law
      2. Going to Court
      3. Statement (requested)

      Forum Actions:

      Forum Statistics:

      • Threads: 13
      • Posts: 13

      Last Post:

      Private

    5. Banks T&C (This forum is ONLY for T&C)

      Please can people upload the T&C for your bank if you have T&C's dating back a few years please add these as well. This will help others in their claims

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      Forum Statistics:

      • Threads: 45
      • Posts: 50

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      Private

  10. Payment Protection Insurance Last Post

    For any issues regarding PPI.

    1. PPI General Disscusion

      Forum Actions:

      Forum Statistics:

      • Threads: 110
      • Posts: 581

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    2. Credit Card Related PPI Claims

      Forum Actions:

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      • Threads: 98
      • Posts: 946

      Last Post:

      Private

    3. Loan Related PPI Claims

      Forum Actions:

      Forum Statistics:

      • Threads: 167
      • Posts: 1,857

      Last Post:

      Private

  11. Harassment And Repossession Last Post

    Has any bank either HARASSED you or REPOSESSED any property from you because of Penalty Charges ??

    1. Harassment Guide

      (2 Viewing)

      Guides.

      Forum Actions:

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      • Threads: 0
      • Posts: 0

      Last Post:

      Never

    2. Harassment

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      Forum Statistics:

      • Threads: 38
      • Posts: 330

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    3. Repossession

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      • Threads: 32
      • Posts: 265

      Last Post:

  12. Banks England & Wales Last Post

    All Claims in the England & Wales for Banks,Credit Card and Store Cards

    1. England & Wales: Banks & Building Societys

      (11 Viewing)

      Your stories, whether they are good or bad, we hope you will find helpful advice and share your experiences with others who have faced unfair Bank charges.

      Sub-Forums:

      1. Abbey National plc
      2. Alliance & Leicester plc
      3. Barclays Bank Plc
      4. First Direct
      5. Halifax
      6. HSBC Bank plc
      7. Lloyds TSB Bank plc
      8. MBNA Europe Bank Ltd
      9. Nationwide Building Society
      10. NatWest
      11. Norwich & Peterborough Building Society
      12. The Co-operative Bank
      13. The Coventry Building Society
      14. The Royal Bank of Scotland
      15. Woolwich
      16. Yorkshire Bank
      17. Any Other Banks

      Forum Actions:

      Forum Statistics:

      • Threads: 13,668
      • Posts: 139,206

      Last Post:

    2. Benefits Section

      If you are on benefits and the banks have taken these from you disscuss here

      Forum Actions:

      Forum Statistics:

      • Threads: 58
      • Posts: 227

      Last Post:

      Private

    3. Business Claims

      Forum Actions:

      Forum Statistics:

      • Threads: 241
      • Posts: 2,123

      Last Post:

      Private

    4. Credit Cards Claims

      Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges

      Sub-Forums:

      1. American Express
      2. Barclay Card
      3. Capital One
      4. Citicard
      5. EGG
      6. Halifax Credit Card
      7. HFC
      8. HSBC Credit Card
      9. Lloyds Credit Card
      10. Marbles
      11. MBNA
      12. Mint
      13. Monument
      14. Morgan Stanley
      15. Nationwide Credit Card
      16. Natwest Credit Card
      17. Royal Bank of Scotland Credit Card
      18. Vanquis Credit Card
      19. Virgin Money
      20. Other Credit Cards

      Forum Actions:

      Forum Statistics:

      • Threads: 2,903
      • Posts: 30,889

      Last Post:

      Private

    5. Loan companies

      (2 Viewing)

      Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others

      Sub-Forums:

      1. Barclay - First Plus
      2. Black Horse
      3. GE Money / Igroup
      4. Student Loans
      5. Welcome Finance

      Forum Actions:

      Forum Statistics:

      • Threads: 687
      • Posts: 5,983

      Last Post:

      Private

    6. Pay Day Loan companies

      Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others

      Sub-Forums:

      1. Cash Genie
      2. Mr Lender
      3. Payday UK
      4. Poundstillpayday
      5. QuickQuid
      6. Swift Money
      7. Uncle Buck
      8. Wonga

      Forum Actions:

      Forum Statistics:

      • Threads: 57
      • Posts: 1,037

      Last Post:

      Private

    7. Store Card Claims

      Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges

      Sub-Forums:

      1. Argos
      2. Comet’s
      3. Debenhams
      4. House of Fraser
      5. Monsoon and Arcadia Group
      6. Next Directory
      7. Selfridges and Warehouse
      8. Tesco
      9. Toys Я Us

      Forum Actions:

      Forum Statistics:

      • Threads: 185
      • Posts: 1,295

      Last Post:

      Private

  13. Banks: Northern Ireland Last Post

    All Claims in the Northern Ireland for Banks,Credit Card and Store Cards

    1. NI: Guide & Library

      (1 Viewing)

      Sub-Forums:

      1. NI: Guide
      2. NI: Going To Court
      3. NI: Known Court Cases

      Forum Actions:

      Forum Statistics:

      • Threads: 16
      • Posts: 123

      Last Post:

      Who is in court next?Northern... Go to last post

      by texasboy

      28-07-2008 11:14 PM

    2. NI: Bank Section

      (9 Viewing)

      Sub-Forums:

      1. NI: Allied Irish Bank
      2. NI: Bank of Ireland
      3. NI: First Trust Bank
      4. NI: Northern Bank
      5. NI: Ulster Bank
      6. NI: Mainland Banks

      Forum Actions:

      Forum Statistics:

      • Threads: 298
      • Posts: 5,185

      Last Post:

    3. NI: Credit Cards

      Your stories, whether they are good or bad, we hope you will find helpful advice and share your experiences with others who have faced, unfair bank charges.

      Forum Actions:

      Forum Statistics:

      • Threads: 44
      • Posts: 420

      Last Post:

  14. Banks: Scotland Last Post

    All Claims in Scotland for Banks,Credit Card and Store Cards

    1. Scottish News

      (8 Viewing)

      Sub-Forums:

      1. Scottish Guide
      2. Scotish FAQ Section
      3. Scottish Bank Section
      4. Scottish Clydesdale Bank
      5. Scottish HBOS Bank
      6. Scottish RBS Bank
      7. Scottish TSB Bank
      8. Scottish Other Banks

      Forum Actions:

      Forum Statistics:

      • Threads: 1,282
      • Posts: 17,038

      Last Post:

    2. Scottish Credit Card Section

      (1 Viewing)

      Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges.

      Sub-Forums:

      1. Scottish Alliance and Leicester Cards
      2. Scottish Barclycard
      3. Scottish Capital One
      4. Scottish Citicard
      5. Other Scottish Cards

      Forum Actions:

      Forum Statistics:

      • Threads: 185
      • Posts: 1,991

      Last Post:

    3. Scottish Store Card Claims

      Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges

      Forum Actions:

      Forum Statistics:

      • Threads: 28
      • Posts: 263

      Last Post:

      Thumbs up High & Mighty card from... Go to last post

      by bazza1972

      28-11-2007 09:11 PM

    4. Scottish Loan Companies

      Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others

      Forum Actions:

      Forum Statistics:

      • Threads: 78
      • Posts: 571

      Last Post:

    5. Scottish Business Claims

      Forum Actions:

      Forum Statistics:

      • Threads: 30
      • Posts: 341

      Last Post:

  15. EU Law Last Post

    Application Of Community Law

    1. EU Law

      The Application of Community law

      Forum Actions:

      Forum Statistics:

      • Threads: 7
      • Posts: 33

      Last Post:

  16. Other Helpful Organisations & Sites Last Post

    Links to other Organisations & sites that can offer help. Please contact any Admin if you want to add an entry.

    1. Other Helpful Organisations & Web Sites

      (1 Viewing)

      Links to other Organisations & sites that can offer help. Please contact any Admin if you want to add an entry.

      Forum Actions:

      Forum Statistics:

      • Threads: 13
      • Posts: 14

      Last Post:

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