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Welcome to the CONSUMERS' FORUM (formerly The Penalty Charges Forum).

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CONSUMERS' FORUM (formerly The Penalty Charges Forum)

Welcome to the CONSUMERS' FORUM (formerly The Penalty Charges Forum).

  1. Forum RULES, FAQs & New Member Introductions -
    Please can ALL MEMBERS read the Forum RULES before posting (THANK YOU)

    Includes: FAQ's & New Member Introductions

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    1. Introduction Forum

      (2 Viewing)

      introA place for new member to introduce themselves.

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      Forum Statistics:

      • Threads: 635
      • Posts: 4,177
    2. rules PLEASE CAN ALL MEMBERS READ THE FORUM RULES BEFORE POSTING (THANK YOU)

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      • Threads: 9
      • Posts: 9

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      Privacy Policy

      by stephen1976

      28-10-2008, 07:20 PM

    3. FAQ PLEASE READ this section before asking a question? If the answer is not here then ask.

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      • Threads: 49
      • Posts: 502

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  2. Master Library -
    Please read ALL this section, all letters you need are here.

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      • Threads: 22
      • Posts: 47

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    2. libAll old and out of date Template letters and POCís

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      • Threads: 17
      • Posts: 23

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      Private
     
  3. General Chat Forum -
    Please use relevent forums for Bank issues

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    1. General Chat

      (20 Viewing)

      chatPLEASE if you want to talk about a BANK, USE the correct forum. PLEASE start your OWN thread for a new topic and DO NOT HIJACK an existing member's thread. THANK YOU

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      Forum Statistics:

      • Threads: 2,979
      • Posts: 17,322
     
  4. News Forum & Success Stories -
    News in the Press and Penaltycharges News

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    1. News papers This section is for any Press Article or any Press Release

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      Forum Statistics:

      • Threads: 2,023
      • Posts: 9,310
     
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    1. Vip
      VIP Donators, Your forum just a little "Thank You" from us

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      Forum Statistics:

      • Threads: 1,803
      • Posts: 36,378

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      Private
     
  6. Title
     
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    1. smile Been amazed by the service you received? Then let all consumers know, in our new consumersí choice section. The company that is recommend the most could win the prestigious ďBlue Spiral AwardĒ.

     
  7. MONEY SAVING FORUM - A place for members to share any tips or offers.

     
  8. Parking Tickets, PCN's & Motoring Offences Forum -
    For all matters relating parking ticktes (PCN), and any other motoring offences.

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    1. Forum Actions:

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      • Threads: 47
      • Posts: 63

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      Private
    2. carnewsThis section is for any Traffic Press Article or any Press Release
      Do not use this forum for questions

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      • Threads: 54
      • Posts: 122

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      Private
    3. Traffic Offences

      (1 Viewing)

       Taffic Offences Got a parking or speeding ticket? Been clamped? Discuss it here.

      We do not condone ďdeliberatelyĒ breaking driving regulations or being bad mannered to the authorities.

      Sub-Forums:

      1. Bus Lanes,
      2. Private Parking

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      Forum Statistics:

      • Threads: 982
      • Posts: 11,231

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      Private
     
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  10. Consumer Law Centre -
    For all matters relating to general consumer issues.

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      • Threads: 42
      • Posts: 75

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      Private
    2. debtchat Discussion and support around general debt problems.

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      • Threads: 620
      • Posts: 5,797

      Last Post:

      Private
    3. Bailiffs Discuss anything to do with bailiffs and their practices here.

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      • Threads: 40
      • Posts: 201

      Last Post:

      Private
    4. Cat For issues with catalogues and other mail order shopping.

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      • Threads: 433
      • Posts: 5,358

      Last Post:

      Private
    5. claims These are companies who take a fee for getting your money back.
      Read about how they work, and what you should have been advised.
      Read here you might have a claim against them.

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      • Threads: 10
      • Posts: 43

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      Private
    6. Forum Actions:

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      • Threads: 10
      • Posts: 55

      Last Post:

      Private
    7. Credit Agreements

      (1 Viewing)

      Please use this section to discuss all issues relating to credit agreements and their enforceability.

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      Forum Statistics:

      • Threads: 811
      • Posts: 8,840

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      Private
    8. creditref Notices of correction, Information on defaults and CCJs, How to challenge defaults - what can and can't be done

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      • Threads: 58
      • Posts: 294

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      Private
    9. Forum Actions:

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      • Threads: 735
      • Posts: 11,107

      Last Post:

      Private
    10. Forum Actions:

      Forum Statistics:

      • Threads: 65
      • Posts: 598

      Last Post:

      Private
    11. holiday Having a problem with a holiday company?

      Forum Actions:

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      • Threads: 33
      • Posts: 236

      Last Post:

      Private
    12. Insurance Companies

      (1 Viewing)

      insurance For discussion of all general insurance issues.

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      • Threads: 95
      • Posts: 607

      Last Post:

      Private
    13. Landlords Discuss experiences and problems as landlord or tenant.

      Forum Actions:

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      • Threads: 338
      • Posts: 2,085

      Last Post:

      Private
    14. Mortgages Discussion on mortgages and endowments and any claims relating to them.

      Forum Actions:

      Forum Statistics:

      • Threads: 296
      • Posts: 2,072

      Last Post:

      Private
    15. Telephone Companies

      (1 Viewing)

      Telephone Covering both landlines and mobile phones.

      Forum Actions:

      Forum Statistics:

      • Threads: 256
      • Posts: 1,869

      Last Post:

      Private
    16. Utility Gas, electricity and water suppliers.

      Forum Actions:

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      • Threads: 108
      • Posts: 749

      Last Post:

      Private
    17. For anything not covered in the other forums!

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      Forum Statistics:

      • Threads: 363
      • Posts: 2,657

      Last Post:

      Private
     
  11. Payment Protection Insurance -
    For any issues regarding PPI.

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      • Threads: 140
      • Posts: 692

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      Private
    2. Forum Actions:

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      • Threads: 1
      • Posts: 2

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      Private
    3. PRIVATE FORUM

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      • Threads: 5
      • Posts: 131

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      Private
    4. Forum Actions:

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      • Threads: 116
      • Posts: 1,040

      Last Post:

      Private
    5. Forum Actions:

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      • Threads: 194
      • Posts: 2,014

      Last Post:

      Private
     
  12. Harassment And Repossession -
    Has any bank either HARASSED you or REPOSESSED any property from you because of Penalty Charges ??

     
  13. Banks: England & Wales -
    All Claims in the England & Wales for Banks,Credit Card and Store Cards

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    1. Benefits Section

      (1 Viewing)

      If you are on benefits and the banks have taken these from you disscuss here

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      • Threads: 62
      • Posts: 249

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      Private
    2. Business Claims

      (1 Viewing)

      Forum Actions:

      Forum Statistics:

      • Threads: 242
      • Posts: 2,148

      Last Post:

      Private
    3. CardYour stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges

      Forum Actions:

      Forum Statistics:

      • Threads: 2,948
      • Posts: 31,857

      Last Post:

      Private
    4. Loan companies

      (1 Viewing)

      loan<Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others

      Forum Actions:

      Forum Statistics:

      • Threads: 701
      • Posts: 6,066

      Last Post:

      Private
    5. payday<Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others

      Forum Actions:

      Forum Statistics:

      • Threads: 59
      • Posts: 1,041

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      Private
    6. Store Card Claims

      (1 Viewing)

      store<Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges

      Forum Actions:

      Forum Statistics:

      • Threads: 188
      • Posts: 1,346

      Last Post:

      Private
     
  14. Banks: Northern Ireland -
    All Claims in the Northern Ireland for Banks,Credit Card and Store Cards

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    1. Your stories, whether they are good or bad, we hope you will find helpful advice and share your experiences with others who have faced, unfair bank charges.

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      Forum Statistics:

      • Threads: 44
      • Posts: 428
     
  15. Banks: Scotland -
    All Claims in Scotland for Banks,Credit Card and Store Cards

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    1. Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges.

      Forum Actions:

      Forum Statistics:

      • Threads: 190
      • Posts: 2,058
    2. Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges

      Forum Actions:

      Forum Statistics:

      • Threads: 28
      • Posts: 263
    3. Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others

      Forum Actions:

      Forum Statistics:

      • Threads: 78
      • Posts: 571
     
  16. EU Law -
    Application Of Community Law

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    1. The Application of Community law

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      • Threads: 7
      • Posts: 38
     
  17. Other Helpful Organisations & Sites -
    Links to other Organisations & sites that can offer help. Please contact any Admin if you want to add an entry.

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    1. Links to other Organisations & sites that can offer help. Please contact any Admin if you want to add an entry.

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      Forum Statistics:

      • Threads: 10
      • Posts: 11
     

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CONSUMERS' FORUM (formerly The Penalty Charges Forum) Statistics

Threads
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Posts
362,499
Members
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