Penalty Charges Forum

Welcome to the Penalty Charges Forum.

  1. Class Action / Group Litigation Last Post

    Forum for the proposed Class / Group Action should the OFT say No! ---- Want to join in on the fight here is your chance.

    1. Forum for the proposed Class / Group Action should the OFT say No! ---- Want to join in on the fight here is your chance.

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  2. Forum RULES, FAQs & New Member Introductions Last Post

    Please can ALL MEMBERS read the Forum RULES before posting (THANK YOU)

    Includes: FAQ's & New Member Introductions

    1. PLEASE CAN ALL MEMBERS READ THE FORUM RULES BEFORE POSTING (THANK YOU)

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      Privacy Policy Go to last post

      by stephen1976

      28-10-2008 08:20 PM

    2. PLEASE READ this section before asking a question? If the answer is not here then ask.
      CONTINUALLY UPDATED

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    3. A place for new member to introduce themselves.

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  3. Library Last Post

    Please read ALL this section, all letters you need are here.

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    2. Want to know what is happening with claim's for bank charges, then look no further.
      We have made the following:

      A new guide (brief over view of events to date and future plan).
      Q and A section.
      And we have outlined the Legal arguments so you can see what we are planning.

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    3. Here are all the new templates you will need, POC to be uploaded within 10 day's Please note if your own or work for a CMC you are forbidden to use these templates in any shape or form, should you do so we will take legal action.

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    4. Information on cost and who can make Representation, preparing for court, and documents (England and wales only)

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    5. Please can people upload the T&C for your bank if you have T&C's dating back a few years please add these as well. This will help others in their claims

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  4. News Forum & Success Stories Last Post

    News in the Press and Penaltycharges News

    1. Banks also have also received our money from the government to keep. why? because they say they need it! yes they do! to pay themselves a nice bonus

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    2. This section is for any Press Article or any Press Release

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    3. A place members can offer there skills to help us

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      • Threads: 7
      • Posts: 42

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      We Need Help Go to last post

      by TC

      26-02-2010 08:31 PM

    4. What did the banks do to scare you off or delay your claim. Please tell your stories here.

      Sub-Forums:

      1. A Word From The Banks

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      • Threads: 328
      • Posts: 2,260

      Last Post:

      Some Ungrateful People Go to last post

      by carolmartinez

      15-02-2010 01:29 PM

    5. Members Settlements.

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      • Threads: 1,534
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      Benny Boy V Egg - PPI claim Go to last post

      by Sim

      15-01-2010 04:15 PM

  5. The Test Case Forum Last Post

    All the Test case information

    1. A forum for all consumers involved with the potential test case. (Access is by permission only)

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      Never
    2. The verdict will be posted as soon as possible

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      Smile Letter to the OFT regarding... Go to last post

      by gorang

      12-02-2010 11:27 PM

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      • Threads: 206
      • Posts: 2,827

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      New poc Go to last post

      by Varangian

      08-03-2010 07:11 PM

  6. The VIP Forum Last Post

    VIP Donators, Your forum just a little "Thank You" from us

    Includes: The Lounge, And The Funny Stuff, Music Sancturies

    1. VIP area

      (2 Viewing)


      VIP Donators, Your forum just a little "Thank You" from us

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      • Threads: 1,569
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  7. General Chat Forum Last Post

    Please use relevent forums for Bank issues

    1. General Chat

      (3 Viewing)

      PLEASE if you want to talk about a BANK, USE the correct forum. PLEASE start your OWN thread for a new topic and DO NOT HIJACK an existing member's thread. THANK YOU

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      • Threads: 2,705
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      Happy birthday buchenauld Go to last post

      by Vox

      Today 12:09 AM

    2. The place to share tips on Stopping smoking or any other bad habits (well within reason).


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      Giving up Go to last post

      by Rawse

      22-02-2010 03:20 PM

    3. Do not forget this is a free site run on donations only, so ....... if at any point you can make a donation it will keep it running for you and more members like you.

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      1. Donations Link

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      March Donations Go to last post

      by Buchenauld

      08-03-2010 12:07 PM

  8. Claims Management Companies Last Post

    What YOU need to know

    1. These are companies who take a fee for getting your money back.
      Read about how they work, and what you should have been advised.
      Read here you might have a claim against them.

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      • Threads: 6
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  9. Consumer Centre Last Post

    For all matters relating to general consumer issues.

    1. We guarantee that all of our clients keep 100% compensation and our 'no win, no fee' policy means all your legal fees will be claimed from the other side.

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    2. Consumer Centre Guide.

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    3. Useful cases and statutes.

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      Data Protection Act 1998 Go to last post

      by Vox

      15-06-2009 08:57 PM

    4. Useful cases and statutes.

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      • Threads: 19
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      Misrepresentation Act 1967 Go to last post

      by TC

      28-11-2009 10:37 PM

    5. Traffic Offences

      (5 Viewing)

      Got a parking or speeding ticket? Been clamped? Discuss it here.

      We do not condone “deliberately” breaking driving regulations or being bad mannered to the authorities.

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      • Threads: 720
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      Another Section 25 "loading... Go to last post

      by sammy1

      Yesterday 06:42 PM

    6. Discussion and support around general debt problems.

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      • Threads: 538
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      Red face HSBC-Help Go to last post

      by skyebee

      Yesterday 10:41 PM

    7. Notices of correction, Information on defaults and CCJs, How to challenge defaults - what can and can't be done

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      • Threads: 34
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    8. Discuss anything to do with bailiffs and their practices here.

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      • Threads: 27
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      What powers do they have ? Go to last post

      by Varangian

      04-02-2010 11:37 AM

    9. For issues with catalogues and other mail order shopping.

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      • Threads: 403
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      Buchenauld V JD Williams Go to last post

      by wvm

      Yesterday 09:19 PM

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      • Threads: 3
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      Been issued a summons Go to last post

      by welshman

      03-03-2010 01:40 PM

    11. Credit Agreements

      (2 Viewing)

      Please use this section to discuss all issues relating to credit agreements and their enforceability.

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      • Threads: 745
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    13. Having a problem with a holiday company?

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      • Threads: 29
      • Posts: 213

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      100% cancellation fee? Go to last post

      by markrich

      13-01-2010 01:11 PM

    14. For discussion of all general insurance issues.

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      • Threads: 75
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      Robbed on Holiday Insurance... Go to last post

      by PO_Tenant

      06-01-2010 03:56 AM

    15. Discuss experiences and problems as landlord or tenant.

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      • Threads: 263
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      Leaving before 6 month... Go to last post

      by mariner

      05-03-2010 03:30 AM

    16. Discussion on mortgages and endowments and any claims relating to them.

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      • Threads: 265
      • Posts: 1,873

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      arrears Go to last post

      by wvm

      06-03-2010 10:56 PM

    17. Covering both landlines and mobile phones.

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      • Threads: 238
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      DK is having issues with... Go to last post

      by DK0909

      09-02-2010 09:13 PM

    18. Utility Suppliers

      (1 Viewing)

      Gas, electricity and water suppliers.

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      • Threads: 97
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    19. Everthing Else

      (1 Viewing)

      For anything not covered in the other forums!

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      • Threads: 306
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  10. Payment Protection Insurance Last Post

    For any issues regarding PPI.

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  11. Harassment And Repossession Last Post

    Has any bank either HARASSED you or REPOSESSED any property from you because of Penalty Charges ??

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      • Threads: 38
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      Jack -v- Alliance &... Go to last post

      by skyebee

      Yesterday 10:47 PM

    3. Repossession

      (1 Viewing)

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      • Threads: 29
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      Unhappy Going to be reposessed Go to last post

      by Varangian

      28-02-2010 11:21 PM

  12. Penalty Charges: England & Wales Last Post

    All Claims in the England & Wales for Banks,Credit Card and Store Cards

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      • Threads: 13,619
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      HALIFAX - Re-written second... Go to last post

      by DK0909

      08-03-2010 07:24 PM

    2. If you are on benefits and the banks have taken these from you disscuss here

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      • Threads: 58
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      Can DCA take any of my... Go to last post

      by Varangian

      11-12-2009 09:36 PM

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      • Threads: 241
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      HSBC Business Account/Loan Go to last post

      by nygirl

      17-02-2010 04:52 PM

    4. Credit Cards Claims

      (10 Viewing)

      Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges

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      • Threads: 2,862
      • Posts: 30,230

      Last Post:

      Barclaycard Horror... Go to last post

      by skyebee

      Today 12:04 AM

    5. Loan companies

      (9 Viewing)

      Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others

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      • Threads: 677
      • Posts: 5,917

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      loan Go to last post

      by wvm

      Yesterday 05:46 PM

    6. Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others

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      • Threads: 55
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      Welshman V QuickQuid Go to last post

      by DK0909

      16-02-2010 04:28 PM

    7. Store Card Claims

      (7 Viewing)

      Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges

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      • Threads: 183
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      Unhappy Dk0909 V Argos Go to last post

      by DK0909

      20-02-2010 02:13 PM

  13. Penalty Charges: Northern Ireland Last Post

    All Claims in the Northern Ireland for Banks,Credit Card and Store Cards

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      • Threads: 16
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      Who is in court next?Northern... Go to last post

      by texasboy

      29-07-2008 12:14 AM

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      • Threads: 297
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      civil bill and Nationwide Go to last post

      by longlostpoet

      13-02-2010 08:35 PM

    3. NI: Business Claims

      (1 Viewing)

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      • Threads: 3
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      As V Hsbc Business Account Go to last post

      by texasboy

      23-09-2007 12:53 AM

    4. NI: Credit Cards

      (1 Viewing)

      Your stories, whether they are good or bad, we hope you will find helpful advice and share your experiences with others who have faced, unfair bank charges.

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      • Threads: 43
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      ulster bank and egg Go to last post

      by Varangian

      20-12-2009 02:45 PM

  14. Penalty Charges: Scotland Last Post

    All Claims in Scotland for Banks,Credit Card and Store Cards

    1. Scottish News

      (1 Viewing)

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      • Threads: 5
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      A Glimmer of Hope Go to last post

      by petern263

      23-02-2010 05:49 PM

    2. Scottish Guide

      (1 Viewing)

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      • Threads: 19
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      NEW Scottish Step by Step... Go to last post

      by gorang

      11-01-2010 09:16 PM

    3. Scotish FAQ Section

      (1 Viewing)

      PLEASE READ this section before asking a question? If the answer is not here then ask.
      CONTINUALLY UPDATED

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      • Threads: 114
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      Rebuttal of Defence Go to last post

      by gorang

      23-02-2010 11:55 PM

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      McBride, The Law of Contract... Go to last post

      by Amethyst

      24-02-2010 01:18 PM

    5. Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges.

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      • Threads: 185
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      gillwill v barclaycard Go to last post

      by Vox

      Yesterday 01:15 AM

    6. Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges

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      • Threads: 28
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      Thumbs up High & Mighty card from... Go to last post

      by bazza1972

      28-11-2007 10:11 PM

    7. Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others

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      • Threads: 77
      • Posts: 561

      Last Post:

      british credit trust Go to last post

      by gorang

      18-02-2010 08:24 PM

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      • Threads: 30
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      Gorang V Lloydstsb Go to last post

      by Varangian

      30-12-2009 06:39 PM

  15. Penalty Charges: Channel Islands & I.O.M. Last Post

    All Claims for Offshore Banks,Credit Card and Store Cards

    1. Guide.

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      • Threads: 1
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      Unhappy Jersey Petty Debts help.. Go to last post

      by gazza500

      13-06-2007 03:16 PM

    2. Offshore Faq

      (1 Viewing)

      A forum to find answer to the most common questions.

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      • Threads: 1
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      Offshore Faq Go to last post

      by vanay

      26-08-2009 12:59 AM

    3. Offshore Personal Banking.

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      • Threads: 82
      • Posts: 1,034

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      Jersey resident - Best to... Go to last post

      by Crapaud62

      07-10-2009 11:47 PM

    4. Offshore Business Banking.

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      • Threads: 1
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      Last Post:

      Gpearl V Barclays Bank Go to last post

      by sammy1

      20-12-2008 05:40 PM

  16. EU Law Last Post

    Application Of Community Law

    1. The Application of Community law

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      • Threads: 7
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      Complaints Go to last post

      by fabienne

      07-12-2009 10:36 AM

  17. Other Country Bank Charge and Consumer Issues Last Post

    Other countries who have had bank charges and consumer issues, i.e. America, Australia other European countries

    1. Other countries who have had bank charges, i.e. America, Australia other European countries

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      • Threads: 14
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  18. Other Helpful Organisations & Sites Last Post

    Links to other Organisations & sites that can offer help. Please contact any Admin if you want to add an entry.

    1. Links to other Organisations & sites that can offer help. Please contact any Admin if you want to add an entry.

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      • Threads: 13
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      Companies House Go to last post

      by TC

      31-08-2008 02:45 PM

What's Going On?

Currently Active UsersCurrently Active Users

There are currently 230 users online. 11 members and 219 guests

Most users ever online was 1,360, 06-07-2009 at 01:19 PM.

  1. *POLTMCM*
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  6. moliere
  7. skyebee
  8. TC
  9. Turboman
  10. Varangian
  11. Vox

Members who have visited the forum.Total members that have visited the forum today: 8

The most members online in one day was 585, 26-01-2010.

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