PDA

View Full Version : Capital one credit card



moneymission
28-03-2007, 04:48 PM
Can anyone advise please.

I have an expired capital one credit card which is bog standard £300 limit.

I got into trouble somewhat 6 months ago in paying off the minimum monthly amount, Stupid I know, I had only spent £100 on the card and because I ignored paying them the debt now stands at £426 which most of this is interest as I actually only spent £100 on the card. They are stalking me for £426 which is an outrage.

With all this claiming going on with the banks, can I request they cancel there interest and I just pay them £100. They are injurying my credit record.

I do actually want to sort out this debt.

Any help appreciated

MM

ian1969uk
28-03-2007, 05:11 PM
You can't ask them to cancel the interest, but you can bet that if you spent £100 and now owe over £400, then a high amount of that will be charges.

See the step by step (http://www.penaltychargesforum.co.uk/showthread.php?t=20553) guide for how to get these back.