Sectionscheers v 
Hi Gill
No because the DPA SAR is not affected by the limitations Act, so from the Data Protection Act SAR request you get (or are supposed to get) all the actual information that they as a...
I think you wait to see what they do next
Its a very difficult time to be trying to reclaim any bank charges as none of the new ideas have been tested yet and the main grounds were wrecked by the Supreme Court's daft judgment.
Are you...
Hi Gill
OMG so sorry to hear that gill, please accept my sincere condolences
This may give you a wee bit of a smile hopefully
Spiced up your letter a wee bit, see what you think
We have worked out from statements that our joint account has had over £2000 in charges applied to it. Was just wondering what the state of play was regarding template letters, i.e which ones would...
Still no response on my CPR letter.
Do I need to say anything else that wraps everything up!
Thanks Gill
keep us updated
If your leaving property behind in the UK, you could that it will have been through court for a ccj and it will have a charging order pinned to it when you eventually return.
Now it has gotten complicated and left me even more annoyed than i should be!!!
They have granted me £655 in redress for the charges on my account, which is good,
HOWEVER
as i may have...
Recent Comments
penniless47,
The fact you won the case should mean the Banks should pay you within 28 days of...
in 2008 i applied to the courts for a refund of bank charges from abbey in the region of 8grand. i...
So it must have been a completely different Martin3030 that subsequently posted on CAG that it was...
Member fights off strikeout application for bank charges claim. A member has successfully fought off a strikeout application today, where Yorkshire Bank was asking the court to dismiss the claim for the return of unfair and unlawful bank charges. Member Claire H, from Rotherham, has been managing the claim for a friend and the case was stayed due to the recent Test Case. That case ended in November, with the shock decision by the Supreme Court that the regulator (the OFT) can no longer regulate on the unfair charges using the main features of the statute designed for that purpose. This has left more than a million claims pending, either filed with the courts or as requests for refunds directly to the banks. ...
NEW defence/response against strikeout applications Penalty charges - the leading penalty charges website - launches a new defence/ responce template against strikeout applications made by the banks. These relate to bank charges claims by members that were stayed by the courts due to the recent Test Case. Now that the Test Case has ended without a solution to the stayed claims - and the OFT has left millions of Consumers fighting for themselves - the banks are already approaching the courts trying to get the claims struck out. We have taken some time on this defence/responce, to make sure that it packs the required punch, and doubt that any judge will strike out a claim with this full defence/responce. This defence will enable members to amend their Particulars of Claim to include all the new legal arguments, in view of the recent judgment in the Supreme Court. ...
The Judgment handed down by HHJ Waksman QC in Carey v HSBC Bank Plc [2009] EWHC 3417 (QB) on 23rd December 2009 has conclusively confirmed the basis upon which a consumer may claim that their Credit Agreement is Legally Unenforceable. The Judgment by HHJ Waksman QC has clarified a number of points in respect of credit agreements, in making an executed agreement, if it fails to conform to requirements made by regulations as to form and content it will be an improperly executed agreement. Further, the banks will be required to provide a, True Copy, when disputing any breach of the Consumer Credit Act. ...
Penalty Charges regrets the recent decision by the OFT that it will no longer be continuing its case into the fairness of bank charges, following the bizarre judgment handed down by the Supreme Court in November. This decision has let down millions of victims of these charges, who have already been denied justice since July 2007, while the banks have remained free to continue levying the charges. ...
The Office of Fair Trading has confirmed that unless something onforeseen happens in the interim, it will be making... ...
While the OFT considers whether to restart its litigation against unfair bank charges, the plight of some customers seeking repayment of bank charges is growing considerably worse.
The recent shock decision by the Supreme Court that the Office of Fair Trading (OFT) could not investigate the fairness of bank charges under one of the regulations has stalled consumer efforts to regain their money
...
Penaltycharges is proud to have this on our home page, We must stress Pc had nothing to do with the making of this. ...
cheers v
Hi Gill
No because the DPA SAR is not affected by the limitations Act, so from the Data Protection Act SAR request you get (or are supposed to get) all the actual information that they as a...
I think you wait to see what they do next
Its a very difficult time to be trying to reclaim any bank charges as none of the new ideas have been tested yet and the main grounds were wrecked by the Supreme Court's daft judgment.
Are you...
Hi Gill
OMG so sorry to hear that gill, please accept my sincere condolences
This may give you a wee bit of a smile hopefully
Spiced up your letter a wee bit, see what you think
We have worked out from statements that our joint account has had over £2000 in charges applied to it. Was just wondering what the state of play was regarding template letters, i.e which ones would...
Still no response on my CPR letter.
Do I need to say anything else that wraps everything up!
Thanks Gill
keep us updated
If your leaving property behind in the UK, you could that it will have been through court for a ccj and it will have a charging order pinned to it when you eventually return.
Now it has gotten complicated and left me even more annoyed than i should be!!!
They have granted me £655 in redress for the charges on my account, which is good,
HOWEVER
as i may have...
Please all start threads in the relevant section and we will try to help. :)
BANKS LOSE FIRST BATTLE IN COURT AGAINST PC MEMBER
DK0909 on Feb 6th 2010