No Listing Fees IN FACT "NO FEES AT ALL"

Auto Login - THIS IS CURRENTLY NOT WORKING - ADMIN ARE AWARE AND SHOULD BE FIXED SHORTLY.

Letters to use if your account is still OPEN - DPA, LBA,POC LETTER

Letters to use if your account is CLOSED - DPA, LBA,POC LETTER

Letters to use if your account is a BUSINESS account - DPA, LBA,POC LETTER

Library for people who are receiving benefits and have had penalty charges taken out of their benefits

Dispute Letter, Request Pursuant To Cpr Part 18,

Preparation

Case Law /Common Law

Statement (requested)

Please can people upload the T&C for your bank if you have T&C's dating back a few years please add these as well . This will help others in their claims

A place for new member to introduce themselves.

How did you find this site

This section is for any Press Article or any Press Release

Penaltycharges.co.uk Press Release

A place members can offer there skills to help us

What did the banks do to scare you off or delay your claim. Please tell your stories here.

A Word From The Banks

A little light relief to give us a laugh. Feel free to post your funny stories or ridiculous experiences with the banks!! After all, we need a laugh along the way!

Any idea on how we could improve!

Templates of letters you can use.

Useful cases and statutes.

Useful cases and statutes.

Discussion and support around general debt problems.

For issues with catalogues and other mail order shopping.

Please use this section to discuss all issues relating to credit agreements and their enforceability.

Having problems with debt collectors? Post here for support and advice.

Discuss anything to do with bailiffs and their practices here.

Having a problem with a holiday company?

For discussion of all general insurance issues.

Discuss experiences and problems as landlord or tenant.

Discussion on mortgages and endowments and any claims relating to them.

For any issues regarding PPI.

Covering both landlines and mobile phones.

Got a parking or speeding ticket? Been clamped? Discuss it here.
We do not condone “deliberately” breaking driving regulations or being bad mannered to the authorities.

Gas, electricity and water suppliers.

For anything not covered in the other forums!

Letters And Information

Documents for your need, Letters, Court info, Claim info.
CONTINUALLY UPDATED

A forum to find answer to the most common questions.

Offshore Personal Banking.

Offshore Business Banking.

Your stories, whether they are good or bad, we hope you will find helpful advice and share your experiences with others who have faced unfair Bank charges.

Abbey National plc	Alliance & Leicester plc
Barclays Bank Plc	First Direct
Halifax	HSBC Bank plc
Lloyds TSB Bank plc	MBNA Europe Bank Ltd
Nationwide Building Society	NatWest
Norwich & Peterborough Building Society	The Co-operative Bank
The Coventry Building Society	The Royal Bank of Scotland
Woolwich	Yorkshire Bank
Any Other Banks

If you are on benefits and the banks have taken these from you disscuss here

Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges

American Express	Barclay Card
Capital One	Citicard
EGG	Marbles
MBNA	Morgan Stanley
Virgin Money	Other Credit Cards

Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others

GE Money / Igroup	Student Loans
Welcome Finance

Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges

Comet’s	Debenhams
House of Fraser	Monsoon and Arcadia Group
Selfridges and Warehouse	Tesco
Toys R Us

NI: Guide	NI: Library
NI: Going To Court	NI: Known Court Cases

NI: Allied Irish Bank	NI: Bank of Ireland
NI: First Trust Bank	NI: Northern Bank
NI: Ulster Bank	NI: Mainland Banks

Your stories, whether they are good or bad, we hope you will find helpful advice and share your experiences with others who have faced, unfair bank charges.