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 Penalty Charges Forum |
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Forum Rules
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PLEASE CAN ALL MEMBERS READ THE FORUM RULES BEFORE POSTING (THANK YOU)
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28-10-2008 07:20 PM
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Penalty Charges asks all its members to help to change someones life
In aid of three year old Harley Slack, who is critically ill
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Click on the "link" above takes you to Harley Slack website, where you can make your donation.
Please donate ("link" above) - even a £1.00 could make all the difference
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Bravest boy in Britain: Heart-rending plea from parents of brave meningitis tot Harley Slack
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28-06-2009 10:07 PM
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Library and FAQ
Please read ALL this section, all letters you need are here, and most if not all questions are coverd in this section.
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PLEASE READ this section before asking a question? If the answer is not here then ask.
CONTINUALLY UPDATED
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Information on cost and who can make Representation
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Letters to use if your account is still OPEN - DPA, LBA,POC LETTER
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Letters to use if your account is CLOSED - DPA, LBA,POC LETTER
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Letters to use if your account is a BUSINESS account - DPA, LBA,POC LETTER
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Library for people who are receiving benefits and have had penalty charges taken out of their benefits
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Dispute Letter, Request Pursuant To Cpr Part 18,
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Preparation
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Please can people upload the T&C for your bank if you have T&C's dating back a few years please add these as well .
This will help others in their claims
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The Test Case Forum
Test case information
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Updates from the OFT
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17-06-2009 03:54 PM
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updates from the FSA
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23-04-2009 10:40 AM
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transcripts and news as it unfolds
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24-06-2009 12:22 AM
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Any press coverage or news coverage on the test case
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01-07-2009 06:36 PM
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what happens next?
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19-06-2009 06:39 PM
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Here members can chat in general about the test case.
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29-06-2009 12:47 PM
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New Members Forum
Welcome to ALL new members
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Banks also have also received our money from the government to keep.
why? because they say they need it! yes they do! to pay themselves a nice bonus
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28-05-2009 10:12 AM
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A place for new member to introduce themselves.
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Yesterday 08:49 PM
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This section is for any Press Article or any Press Release
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Yesterday 12:18 AM
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A place members can offer there skills to help us
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13-01-2009 06:42 PM
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What did the banks do to scare you off or delay your claim.
Please tell your stories here.
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Yesterday 01:18 PM
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Members Settlements.
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28-06-2009 05:26 PM
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General Chat Forum
Please use relevent forums for Bank issues
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PLEASE if you want to talk about a BANK, USE the correct forum. PLEASE start your OWN thread for a new topic and DO NOT HIJACK an existing member's thread. THANK YOU
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01-07-2009 06:20 PM
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The Official count down to the new site
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29-06-2009 04:41 PM
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A little light relief to give us a laugh. Feel free to post your funny stories or ridiculous experiences with the banks!! After all, we need a laugh along the way!
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01-07-2009 11:30 PM
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A place to talk about anything but banks, or charges, just relax and de-stress
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Today 12:05 AM
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Any idea on how we could improve!
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11-06-2009 06:09 PM
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Consumer Centre
For all matters relating to general consumer issues including catalogues, debt collection and credit agreements.
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We guarantee that all of our clients keep 100% compensation and our 'no win, no fee' policy means all your legal fees will be claimed from the other side.
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notices of correction,
Information on defaults and CCJs,
How to challenge defaults - what can and can't be done
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Yesterday 03:28 PM
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27-06-2009 09:50 PM
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Templates of letters you can use.
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24-08-2008 01:12 PM
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Useful cases and statutes.
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15-06-2009 07:57 PM
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Useful cases and statutes.
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24-09-2008 10:46 AM
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Discussion and support around general debt problems.
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Yesterday 12:22 PM
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Discuss anything to do with bailiffs and their practices here.
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22-06-2009 08:57 AM
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For issues with catalogues and other mail order shopping.
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01-07-2009 09:28 PM
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Please use this section to discuss all issues relating to credit agreements and their enforceability.
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Today 01:09 AM
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Having problems with debt collectors? Post here for support and advice.
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Yesterday 06:31 PM
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27-06-2009 09:57 AM
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Having a problem with a holiday company?
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Yesterday 11:06 AM
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For discussion of all general insurance issues.
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23-06-2009 11:17 AM
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Discuss experiences and problems as landlord or tenant.
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30-06-2009 05:43 PM
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Discussion on mortgages and endowments and any claims relating to them.
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27-06-2009 08:27 PM
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Covering both landlines and mobile phones.
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01-07-2009 03:17 PM
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Got a parking or speeding ticket? Been clamped? Discuss it here.
We do not condone “deliberately” breaking driving regulations or being bad mannered to the authorities.
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Yesterday 10:35 PM
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Gas, electricity and water suppliers.
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30-06-2009 10:36 AM
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For anything not covered in the other forums!
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01-07-2009 11:48 PM
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Harassment And Repossession
Has any bank either HARASSED you or REPOSESSED any property from you because of Penalty Charges ??
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Letters And Information
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15-06-2009 09:09 PM
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26-06-2009 10:16 AM
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12-06-2009 12:37 AM
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England & Wales
 All Claims in the England & Wales for Banks,Credit Card and Store Cards |
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Your stories, whether they are good or bad, we hope you will find helpful advice and share your experiences with others who have faced unfair Bank charges.
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Today 12:06 AM
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If you are on benefits and the banks have taken these from you disscuss here
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30-06-2009 04:48 PM
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17-06-2009 10:26 AM
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Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges
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Yesterday 09:07 PM
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Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others
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01-07-2009 10:09 PM
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Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges
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Today 12:08 AM
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Scotland
 All Claims in Scotland for Banks,Credit Card and Store Cards |
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29-04-2009 06:35 AM
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Here you find all the Scottish documents your need, Letters, Court info, Claim info, all downloadable in word format.
CONTINUALLY UPDATED
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22-06-2009 12:17 PM
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PLEASE READ this section before asking a question? If the answer is not here then ask.
CONTINUALLY UPDATED
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05-05-2009 04:42 PM
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Claims against banks in Scotland
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Yesterday 12:50 PM
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Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Credit Card charges.
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21-06-2009 04:41 PM
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Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others who have faced unfair Store Card charges
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28-11-2007 09:11 PM
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Your stories, whether they are good or bad, we hope you will find helpful advice, and share your experiences with others
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13-01-2009 10:53 PM
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29-04-2009 12:23 AM
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Channel Islands & I.O.M.
All Claims for Offshore Banks,Credit Card and Store Cards
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Documents for your need, Letters, Court info, Claim info.
CONTINUALLY UPDATED
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13-06-2007 02:16 PM
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A forum to find answer to the most common questions.
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25-04-2007 10:03 AM
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Offshore Personal Banking.
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18-06-2009 12:07 PM
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Offshore Business Banking.
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20-12-2008 04:40 PM
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Other Country Bank Charge and Consumer Issues
Other countries who have had bank charges and consumer issues, i.e. America, Australia other European countries
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Other countries who have had bank charges, i.e. America, Australia other European countries
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10-12-2008 07:20 PM
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Other Helpful Organisations & sites
Links to other Organisations & sites that can offer help. Please contact any Admin if you want to add an entry.
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Links to other Organisations & sites that can offer help. Please contact any Admin if you want to add an entry.
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31-08-2008 01:45 PM
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| What's Going On? |
Currently Active Users: 36 (1 members and 35 guests)
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Most users ever online was 1,090, 28-06-2007 at 05:05 PM.
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Total members that have visited the forum in the last 24 hours: 170
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The most members online over 24 hours was 530, 25-04-2008 at 10:09 AM. Aftershock, Aidan.Smith, alexp, andbrat, andem02, andyr, aqf157, Astaroth, B Me Not, baby-mechanic, BarryHarveyUK, bertbass666, bertrico, blagga, blinky23, bluewillow, Bob Williams, Breezy, brycan63, bubsy, Buchenauld, Cadence, callumsgran, Camdenite, caroldeeg, ccolin120, charles14, chocaholic, chris5664, clacker, corsair773, cossie, countorlack, cream70, cslade, daveylamp, davydet, deemukund, dholc54811, discobobsie, dottie8, ectpete, editorholte, flogger, foxdell, franlslevin, freedom4all, froogle79, gavinb, Geordiedenni, goodalt, GPB, grdhbaxter, hairybuddha, hammer(1), haroldmarcelline, harpagula, Harry Potless, helensimon, hueligan, iamsparticas, Ian87, ikma, InTooDeep, Ivor Taylor, J200WAY, jabo howlieson, james6380, Jamesf104, janine66, jarracurry, jase4538, jaynemaria, jc30168, JimmyJazz, johnrburn, jonoh1, kardar, katch22, kawookey, kb92830, Keith2402, khalid, korvac, kris1664, leverd, liberti, lmno195, lynn05, macca35, mackeskinen, manoverboard, marjie06, markyg0308, MARKYMARK73, martine41, MATHERJ, Mattblack13, MeInGlasgow, menacer, Mewsman, Michael, michael mcneill, Mike'y, mom2mysononly, n22bmw, ndf9876, neilw, ness694, NickRobs, nicolefrenzy, NPul1970, oconnor, ozzie1, paging, parkerboy, paulpremier, paultoole, pembs, Poggy45, proffessor, pstephenson, quidsin, ragger, rashley, rezza8, RIBVAN, richandbeck, rickygips, rogersonjeff, romanytony, Rosalind Levine, saen1964, sammy1, santapod, sarahdavenport, scousemonk, sellyservice, SHABBA, shaun01332, Sim, skyebee, slim shady123, Spanner1310, srfrench, stevetruckle, stewboo, StuRomseySaint, susietwos, Taffia, TaRkA, tash1501, TC, the_maverick, thirteen, tiler, tiltweingix, Timh, tina1981, trez, trooper68, udayasw, Varangian, vjohn82, Vox, whippet inn, whitedesire, zzand |
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Members currently using Flashchat: 0
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The most chatters online in one day was 9, 15-12-2007.
No one is currently using the chat. |
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Total members that have posted on the forum in the last 24 hours: 39
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The most posters over 24 hours was 111, 25-04-2008 at 10:18 AM. Astaroth, Buchenauld, chocaholic, corsair773, cossie, ectpete, editorholte, flogger, foxdell, freedom4all, Geordiedenni, Harry Potless, helensimon, iamsparticas, J200WAY, JimmyJazz, khalid, liberti, MeInGlasgow, menacer, Mewsman, Michael, paulpremier, rezza8, RIBVAN, romanytony, sammy1, SHABBA, Sim, skyebee, stewboo, tiltweingix, trez, trooper68, Varangian, vjohn82, Vox, whippet inn |
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Penalty Charges Forum Statistics
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Threads: 31,301,
Posts: 315,585,
Members: 40,661
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Today's Birthdays
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